Medical Plans

BlueCross BlueShield of Alabama

For Akron Union

We partner with Blue Cross Blue Shield of Alabama to offer you and your eligible dependents healthcare insurance. When you receive care in-network you benefit from our negotiated discounts and greater plan coverage for your services.

Nidec offers two medical plan choices—a Preferred Provider Organization (PPO) and a Consumer Healthcare Plan (CHP). The premiums (the amount you pay each month for benefit coverage) for each plan vary.

If you select the PPO, your benefits are higher when you visit a provider in the plan’s network. Additionally, you will pay a copay for primary care visits to your doctor, as well as for telemedicine, specialist treatment, and urgent care. Preventive care is covered 100%, as long as you are treated by an in-network provider.

If you select the CHP you will first meet a deductible before the plan covers a percentage of covered expenses. This plan is paired with a special tax-advantaged Health Savings Plan (HSA) to help pay for medical costs, including the higher deductible.

Medical Contact Information

BlueCross BlueShield of Alabama 

  • Find network providers, facilities and pharmacies: bcbsal.org
  • Call: 800.783.2197

CVS

Additional Information

Download the BCBS App

BlueCross BlueShield of Alabama PPO BlueCross BlueShield of Alabama CHP
In-Network Out-Of-Network In-Network Out-Of-Network
Calendar Year Deductible
Individual $250 $500 $3,200 $6,400
Family $500 $1,000 $6,400 $12,800
Out-of-Pocket Maximum (includes deductible)
Individual $1,100 $2,200 $3,000 $7,000
Family $2,200 $4,400 $6,000 $13,000
Hospital Services
Inpatient Deductible then 10% coinsurance Deductible then 30% coinsurance 100% covered after deductible Deductible then 20% coinsurance
Outpatient Deductible then 10% coinsurance Deductible then 30% coinsurance 100% covered after deductible Deductible then 20% coinsurance
Office Visits
Preventive Care 100% covered Deductible then 30% coinsurance 100% covered no deductible Not Covered
Primary Care Physician $10 copay then 100% covered Deductible then 30% coinsurance 100% covered after deductible Deductible then 20% coinsurance
Specialist $10 copay then 100% covered Deductible then 30% coinsurance 100% covered after deductible Deductible then 20% coinsurance
Urgent Care $10 copay then deductible then 100% covered 100% covered after deductible Deductible then 20% coinsurance
Emergency Room Deductible then 10% coinsurance 100% covered after deductible
Prescription Drugs*
Retail (30-day supply)
Tier 1 20% coinsurance* 20% coinsurance* 100% covered after deductible Deductible then 20% coinsurance
Tier 2 20% coinsurance* 20% coinsurance* 100% covered after deductible Deductible then 20% coinsurance
Tier 3 20% coinsurance* 20% coinsurance* 100% covered after deductible Deductible then 20% coinsurance
Mail Order (90-day supply)
Tier 1 20% coinsurance* Not applicable 100% covered after deductible Not applicable
Tier 2 20% coinsurance* Not applicable 100% covered after deductible Not applicable
Tier 3 20% coinsurance* Not applicable 100% covered after deductible Not applicable

*Not subject to calendar year deductible

This is a summary of coverage. Full coverage details are available in your Summary Plan Description (SPD) or official plan documents. In the event there are differences between this summary and your official plan documents, your plan documents prevail.